Farsight Partners Inc.

Bridge Loan

Commercial Real Estate Bridge Loans

 

If you want to reposition or rehabilitate a commercial property, a bridge loan can be a great solution. Typically lasting between 12 and 24 months, bridge loans are often interest-only, offer up to 85% LTC and have non-recourse options available.

Commercial Bridge Financing for Your Value-Add and Rehab Loans

 

 

Our Commercial Real Estate Loans has a proprietary bridge loan platform that offers temporary financing for borrowers seeking to rehab or reposition commercial properties. These properties may not qualify for permanent financing or whose short-term goals require short-term funding.

 

Our Commercial bridge loans are generally structured to account for capital expenditures. Depending on the situation, they also account for interest and other reserves. Bridge financing for a commercial property is usually used to stabilize the property for a sale or recapitalization and permanent financing. If a transition to permanent financing is preferred, Farsight Partners Inc. can assist in an easy shift to the most suitable financial mechanism for that situation.

We remove the barriers between borrowers and the right financing.

 

  • Access thousands of lenders
  • Match with the right product
  • Get multiple quotes

 

Commercial Bridge Loan Terms in 2026

 

 

  • Minimum Loan: $00K 

  • Term: 6 to 240 months

  • Leverage: Up to 85% LTC

  • Amortization: Interest only

  • Recourse: Nonrecourse options are available

  • Prepayment: Usually none

  • Fees: From 2% of the loan amount

 

Rates are determined by the strength of the sponsorship and the loan purpose. Existing properties with in-place cash flows will receive more aggressive financing. In contrast, bridge loans for credit and legal issues or bridge loans that require an extremely expedited close (i.e. within two weeks) will come with more expensive terms.

 

Loans over 75% LTC or under $10 million will be full recourse. Larger loan amounts at lower leverage points will be nonrecourse with standard carve-outs. Nonrecourse financing is available at higher leverage or lower loan dollars at higher interest rates (generally double-digit). 

 

Commercial Bridge Loan Pros

 

  • Loan amounts determined by total project cost.
  • Fast closing process.
  • Available when other lines of credit are not attainable.
  • An alternative to permanent financing.
  • Allows for recapitulation at stabilization.

 

Commercial Bridge Loan Cons

 

  • Higher rates.
  • Very high rates if financing is for financial, legal or credit issues.
  • Loans are short term and generally need to be refinanced inside 24 months.

We remove the barriers between borrowers and the right financing.

 

  • Access thousands of lenders
  • Match with the right product
  • Get multiple quotes